Bayview Finance Reviews and Customer Experiences

Bayview Finance Reviews

• 20 h ago

Phone call about a loan I never asked for

I got a call from a woman named Sophia Perez saying she was from Bayview Finance. She said she worked in underwriting and that Trans Union and Equifax had my file come back with a preapproval for a $41,380 hardship personal loan. No hard credit check, same day funding, payments around $451 a month. She kept pushing that I should consolidate everything with it.

She said the preapproval window closes today at 5 PM and gave me a number to call back at 877-6901280. I never applied for anything with them. I don't know how they got my number. The whole thing felt off, especially with her saying it was urgent and I needed to call before the day was over. I didn't call back. I don't trust it.

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• Aug 27, 2026

Voicemail about a loan preapproval I never asked for

Got a voicemail this morning from someone named Sophia Perez saying she's from Bayview Finance. She said she works in underwriting and was getting to me early on something. Apparently Trans Union and Equifax did their August update and my file came back preapproved for a $41,380 hardship personal loan.

She kept saying no hard credit check and same day funding. Payments around $451 a month. She was pushing hard on consolidating Visa and store cards. The whole thing felt off. She left a callback number at 855-733-0348 but the caller ID showed a different number, (855) 741-3136. That didn't make sense to me.

She said the preapproval window closes today at 5 PM. Real pushy about timing. I never contacted this company about anything. Just strange to get a call like this out of nowhere.

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• Aug 27, 2026

Constant calls from Bayview Finance with different numbers

I keep getting calls from these people 3-5 times a day. Every time it's a different number so blocking them doesn't do any good. They leave messages from names like Lauren Gallagher and Vivian Walls. I've deleted a bunch more of them already.

They all say they're from Bayview Finance. I don't know what they want or why they keep calling. I've blocked the numbers but they just call from new ones. It's been going on for a while now and I'm getting tired of it. The phone rings constantly.

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• Aug 23, 2026

Voicemail about a debt consolidation offer that felt off

I got a voicemail on my phone this morning from someone named Sophia Perez saying she was with Bayview Finance. She said she'd reached out before, but this is the first I've heard of them. The message said that Trans Union and Equifax did their July update and my file was still showing I was pre-selected for up to $42,220, and that this expires tomorrow at 3 p.m.

She was talking about how at 21% interest, most of my minimum payment goes to the bank and not the balance. Then she said this would change that with one payment and lower rate, cards zeroed out, around $484 a month. It just didn't make sense to me because I never applied for anything or asked about this. She left a number to call back at 877-957-5636. The whole thing felt strange, like it was trying to pressure me into calling before I could think about it. I don't know where they got my number or my info. I didn't call back. I'm just reporting it because it seemed like a phishing thing.

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