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Bayview Finance

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Bayview Finance Reviews

• Sep 07, 2026

Call about a preapproved loan I never asked for

Got a call this morning from someone named Sophia Perez saying she was from Bayview Finance, working in underwriting. She said Trans Union and Equifax finished their August update and my file came back preapproved for a $41,380 hardship personal loan. No hard credit check, same day funding, payments around $451 a month.

She kept pushing that I should consolidate my Visa and store cards, lower my rate, get everything to zero. Said it was a cleaner way to run my finances. Then she gave me a number to call, 833-809-0587, and said the preapproval window closes tomorrow at 3 p.m.

I never applied for anything with Bayview Finance. I don't know how they got my number or why they're saying I'm preapproved for an amount that specific. The whole thing felt off, like they were trying to rush me into calling back before I could think about it. I didn't call the number. Just wanted to put this out there in case anyone else gets the same message.

• Sep 07, 2026

Voicemail about a loan I never applied for

I got a voicemail from someone named Lauren Gallagher saying she was from Bayview Finance. She said she was an underwriting and that she had reached out before. The message went on about Trans Union and Equifax showing some pre-selection for a $41,630 hardship personal loan. No hard credit check and same day funding, payments around $452 a month.

She kept saying she didn't want my pre-approval to expire in a voicemail folder or something. It felt strange because I never applied for any loan. She mentioned it closes tomorrow, Wednesday at 3 PM and left a callback number 877-304-0688. The whole thing didn't make sense to me.

• Sep 06, 2026

Daily robocalls about a loan I never applied for

I keep getting these robocalls every single day. It’s the same recorded message from someone named Lauren Gallagher, and sometimes it’s Sofia Perez. But the phone numbers always change. The caller ID is different every time.

The message says I have some pre-selection for a $41,630 hardship personal loan. It mentions Trans Union and Equifax. No hard credit check, payments around $452 a month. They say it closes tomorrow at 3 PM. Then they give a callback number of 833-6930916. But that number changes too, depending on the day.

I never applied for anything. I don’t know who these people are. I’ve never talked to anyone from Bayview Finance. It’s just the same recording over and over, and it’s getting really annoying. I don’t know how they got my number or why they keep calling.

• Sep 06, 2026

Daily automated calls about a loan I never asked for

These people call me every single day. It's an automated AI message, not a real person. The recording says Sophia Perez from Bayview Finance calling about underwriting. It goes on about Trans Union and Equifax finishing their August update and how I'm pre-approved for some $41,380 hardship personal loan. Says no hard credit check and same day funding.

The message keeps pushing me to call back at 833-350-0642. It says the pre-approval window closes today at 5 PM. I never applied for anything. I don't know how they got my number. It's just this same recording over and over. The other number on my caller ID is (866) 894-5659. I haven't lost any money to it, but it's getting really annoying having to deal with this every morning.

• Sep 05, 2026

Loan message from Bayview Finance with no company info

This number 1(833) 543-6232 keeps calling me all day. Every time it’s the same recorded message from someone named Sophia Perez saying she’s from Bayview Finance. She says I’m preapproved for a $41,380 hardship loan and that Trans Union and Equifax already updated my file. No hard credit check, same day funding, payments around $451 a month.

She leaves this message like five times a day. It’s the exact same thing every time, word for word. She says to call back at 855-599-0003 before the preapproval window closes at 5 PM. But I never applied for anything with Bayview Finance. I don’t even know who they are. There’s no website or address mentioned anywhere, just a phone number to call back.

I’m not calling it. It feels off. If this was real wouldn’t they leave one message and not spam me all day?

• Sep 01, 2026

They keep calling every day and won't stop

Bayview Finance calls me numerous times every single day, 7 days a week. I have tried blocking the number but that didn't work. I also sat through their menu options and pressed 9 for the do not call option and that didn't help either.

They fill up my voicemail so every day I have to go through and delete all the messages. It's just nonstop. I don't know what else to do at this point.

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• Sep 01, 2026

Voicemail about a loan I never took out

I got a voicemail the other day from someone named Lauren Gallagher at Bayview Finance. She was saying she could help me reduce my "personal loan" that I supposedly took out for $41,663. Said I could make monthly payments to bring the balance down.

The thing is, I never got any personal loan for that amount. I have no idea what she was talking about. I didn't call them back because it just didn't feel right. They left the number (833) 859-0442. I don't know how they got my info but this whole thing is strange.

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• Aug 29, 2026

Call about a loan I never asked for

Got a call from this number (833) 341-7197. A woman named Lauren Gallagher said she was from Bayview Finance, in underwriting. She said they had my file showing a pre-selection for a $41,630 hardship personal loan. Said no hard credit check and same day funding, payments around $452 a month.

She kept pushing, saying it would expire and to call back at 833-7701-842 before Thursday at 3 PM. I never applied for anything like this. It just felt like a phishing thing trying to get my info. I didn't call back.

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• Aug 28, 2026

Phone call about a loan I never asked for

I got a call from a woman named Sophia Perez saying she was from Bayview Finance. She said she worked in underwriting and that Trans Union and Equifax had my file come back with a preapproval for a $41,380 hardship personal loan. No hard credit check, same day funding, payments around $451 a month. She kept pushing that I should consolidate everything with it.

She said the preapproval window closes today at 5 PM and gave me a number to call back at 877-6901280. I never applied for anything with them. I don't know how they got my number. The whole thing felt off, especially with her saying it was urgent and I needed to call before the day was over. I didn't call back. I don't trust it.

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• Aug 27, 2026

Voicemail about a loan preapproval I never asked for

Got a voicemail this morning from someone named Sophia Perez saying she's from Bayview Finance. She said she works in underwriting and was getting to me early on something. Apparently Trans Union and Equifax did their August update and my file came back preapproved for a $41,380 hardship personal loan.

She kept saying no hard credit check and same day funding. Payments around $451 a month. She was pushing hard on consolidating Visa and store cards. The whole thing felt off. She left a callback number at 855-733-0348 but the caller ID showed a different number, (855) 741-3136. That didn't make sense to me.

She said the preapproval window closes today at 5 PM. Real pushy about timing. I never contacted this company about anything. Just strange to get a call like this out of nowhere.

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• Aug 27, 2026

Constant calls from Bayview Finance with different numbers

I keep getting calls from these people 3-5 times a day. Every time it's a different number so blocking them doesn't do any good. They leave messages from names like Lauren Gallagher and Vivian Walls. I've deleted a bunch more of them already.

They all say they're from Bayview Finance. I don't know what they want or why they keep calling. I've blocked the numbers but they just call from new ones. It's been going on for a while now and I'm getting tired of it. The phone rings constantly.

+1
• Aug 23, 2026

Voicemail about a debt consolidation offer that felt off

I got a voicemail on my phone this morning from someone named Sophia Perez saying she was with Bayview Finance. She said she'd reached out before, but this is the first I've heard of them. The message said that Trans Union and Equifax did their July update and my file was still showing I was pre-selected for up to $42,220, and that this expires tomorrow at 3 p.m.

She was talking about how at 21% interest, most of my minimum payment goes to the bank and not the balance. Then she said this would change that with one payment and lower rate, cards zeroed out, around $484 a month. It just didn't make sense to me because I never applied for anything or asked about this. She left a number to call back at 877-957-5636. The whole thing felt strange, like it was trying to pressure me into calling before I could think about it. I don't know where they got my number or my info. I didn't call back. I'm just reporting it because it seemed like a phishing thing.

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