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DirectCard / Reserve Credit Card

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DirectCard / Reserve Credit Card Reviews

• Sep 08, 2026
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Paid $95 for a card and never got my refund

I paid $95 to open a credit card through directcard.com. After I made the payment they told me I was denied for the card but that I would get a full refund by check in the mail. That check never showed up.

I've emailed them at [email protected] a bunch of times and never got any response. The phone number on their site, (877) 419-8646, is a joke. Nobody ever answers. They're located in TN but that doesn't help me any.

Just wanted to put this out there so people are careful before giving these folks any money. I'm still waiting on that $95 back.

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