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Vicky Mercer / Home Warranty Division

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Vicky Mercer / Home Warranty Division Reviews

• Sep 02, 2026

Letter about home warranty expiring with no real company named

I got this letter in the mail that says “Home Warranty Division” on it and “Final Notice” in big letters. It was saying my home warranty might be expiring and I need to call 1-888-538-0818 right away to renew it or whatever.

It had my property address on it and even mentioned Lake Michigan Credit Union as the lender and gave me some customer ID number. But there’s no actual warranty company name on there. It even says it’s not affiliated with my mortgage holder. Signed by some “Vicky Mercer, Program Director.”

I never asked for this warranty. I didn’t call the number and didn’t give them anything. No payment made either. This just feels like a trick to get me to call and maybe give info. I'm reporting it so people know about it.

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