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Advance America

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Advance America Reviews

• Oct 11, 2026

Loan offer that asked for fees before I got anything

I was offered a loan and they told me I had to pay an income tax fee and an insurance fee because of my low credit score. They emailed me a copy of the check for deposit and a copy of the loan agreement.

They used the phone number (925) 325-9519 and the email [email protected]. I ended up losing $2,800. Nothing about it felt right after they kept asking for fees upfront.

• Oct 08, 2026

Collection call about a loan from 10 years ago

I got a call from someone saying they were a collections agency. They said I owed money from a loan I took out 10 years ago. The woman on the phone knew my son's name, my driver's license number, social security number, address and phone number. That part really bothered me.

She told me her name was Madison White and gave me a callback number, 1(833) 297-7589. She said the creditor was Advance America and that I owed $1449.00. I have never heard of any of the business names she mentioned.

I called Advance America myself and they had no record of me owing them anything. Ever. So I don't know where this woman got all my personal information or why she was calling me.

• Oct 06, 2026

Loan officer email that looked real until money came out

I applied for a personal loan online with Advance America. I thought I was dealing with a legit certified loan officer the whole time. Then I got notified that money was being taken out of my account instead of put in. That's when I knew something was wrong.

I started looking into it more and found out Advance America had put out a disclaimer about a loan scam using their logo. I wish I had done that research before I responded to the email from the "certified loan officer Michael Thompson." My personal info is compromised now because of it. These people are clever. The loan documents and the website look real until you dig deeper. They even used the address of an actual Advance America storefront as their business address.

I reported it to the FTC and Ecautious. I just hope I can get my money back and my identity back without any more damage.

• Jul 15, 2026

Text from "Lisa Martin" at Advance America asking for my ID and debit card

I got a text from someone saying they were Lisa Martin, an officer from Advance America, offering me a loan. She asked why I needed the money, my income, and my banking info. She gave me a website to submit everything at https://forms.cloud.microsoft/r/xmg0kzzynv.

Then she wanted me to send a copy of the front and back of my photo ID and my debit card. I asked for an email address and she gave me [email protected]. That's when I knew something was off. I asked why it was a gmail address and she said it was because she's from the personal loan department and they use separate gmail accounts for talking to customers.

At first all the messages were in clear English. But then this one had words misspelled and grammar was all wrong. That really confirmed it for me.

• Mar 31, 2026

Got a text saying I was approved for an $8000 loan

I got a text with a picture saying I was approved for an $8000.00 loan from Advance America. They asked how much I was looking for. I didn't reply, and then they sent me several question marks in a text. After that, they emailed me a thing to fill out my social security number and my bank information.

I never gave them my name or email, but they asked if my information was correct. That was my first red flag right there. I reported the email as a scam, and I'm reporting the text too. The number they used was (901) 213-6312.

• Mar 20, 2026

Got a scam call from someone pretending to be from Advance America

Some guy called me saying he was with Advance America and that I was approved for a loan. He was Indian but said his name was Kevin Brown. He wanted me to give him all my personal information.

I asked him, shouldn't you already have my info since you told me my interest rate? Then he told me who I bank with, said my account started with a 7, and even gave me the whole bank routing number. That really bothered me, that he knew that.

When I confronted him about his strong accent and how there's no way his mom named him Kevin Brown, he admitted he was from India and gave me a different name. He didn't get any real info from me, but I didn't like this at all. I told him I'd be reporting it. His number was (323) 284-4820.

• Feb 12, 2026

Got a sketchy loan text after using Minto Money

I signed up for loan info on the Minto Money app. After that, I started getting contacted by a bunch of different companies. One of them was Advance America.

A person texted me and sent me a form to fill out. I checked the form link and it was secure, but they were asking for really personal stuff. Social Security number, my address, bank routing and account numbers. The info the person was texting me didn't even match the Advance America document they sent. That document said the name was Joe Carter, but the email address was totally different.

I looked up the company before I gave them my bank login. Something just felt off about the whole thing.

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Disclaimer

This content is based on user-submitted reports. Scammers may misuse the names, websites, and contact details of legitimate businesses. The mention of a business does not necessarily indicate its involvement in fraudulent activity.

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