Advance Fee Loan Scam Reviews and Customer Experiences

Advance Fee Loan Scam Reviews

• Aug 12, 2026

Charged 39.95 just for looking into a loan

I was looking to get a loan and the next thing I know, I am charged the 39.95. I didn't even get approved for anything or get any money. It just hit my account out of nowhere.

I don't even remember giving them permission to charge me. I was just checking around for options and then bam, 39.95 gone. No loan, no help, just a charge.

It's not a huge amount but it's the principle. I didn't sign up for a fee just to look. Now I'm out that money and still need a loan.

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• Apr 27, 2026

Got a message saying my loan is about to be approved but I never applied

Got a text out of nowhere saying my loan is about to be approved. I never applied for any loan. Don't even know who these people are. They said something about fees or something but I didn't give them anything. No money lost on my end. Just weird getting that kind of message when I didn't ask for anything. Didn't reply or call them. Just deleted it.

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• Apr 21, 2026

Got a text about a loan after being turned down elsewhere

I got this text message out of the blue. It said since I was interested in a loan through a lending partner and didn't get a satisfactory approval, they could get it done for me. The person claimed they had relationships with lenders for 14 years and could get funds in a couple days.

They started talking numbers, saying if I borrowed around $38,000 at 5.89%, my payment would be about $639. They said they could do biweekly payments of $296 and even adjust the amount. The whole thing felt off. They just kept telling me to call them at 866-666-1384, repeating the number. I never contacted them or gave my info to anyone about a loan.

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• Mar 05, 2026

Got a text about a business loan and lost $2000

I got a text message about a business loan. They said I was approved and needed to pay a fee to get the money. It sounded good so I sent $2000. The money came out of my account.

After I paid, nothing happened. No loan, no money. I tried calling the number they used, (534) 666-6249, but it doesn't work. The address they gave was just "WI, USA." There's no real company. I'm out the $2000 and the whole thing was fake.

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• Feb 26, 2026

Getting constant scam calls about a loan officer every single day

I'm getting multiple phone calls every day from different numbers, all for the same loan officer scam. It's more than 20 calls a week. I can't even keep my voicemail inbox clear because of it. This is really disrupting my personal life and my professional life. The calls just don't stop. One number that came up was (270) 453-6317, showing from WA, USA. It's the same advance fee loan scam every time.

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• Feb 14, 2026

Got a text about a loan I never applied for

I got a message asking if I’m still looking for a loan and that she could “wrap that up.” I never applied for any loan. The call comes from different phone numbers every time, but the message is always the same. She even put 855-909-0914 as her so-called personal number. It’s just weird and I don’t know how they got my info.

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• Feb 02, 2026

Got a text saying I was approved for a loan I never asked for

I got a text message out of nowhere. It said I was approved for a loan from a bank lender. I never applied for any loan with them.

The text came from the phone number (205) 619-5412. They wanted me to pay some kind of fee upfront to get the money. That felt wrong to me, so I didn't send anything. I didn't lose any money but it was just a weird and stressful message to get. I don't know who they are.

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Disclaimer

This content is based on user-submitted reports. Scammers may misuse the names, websites, and contact details of legitimate businesses. The mention of a business does not necessarily indicate its involvement in fraudulent activity.

Advance Fee Loan Scam