American Loans Reviews and Customer Experiences

American Loans Reviews

• Aug 23, 2026

Recorded voicemails about a loan I never asked for

I keep getting these recorded voicemails, a bunch of them, all saying the same thing. It's a woman named Stephanie Howard saying she's from the underwriting department at American Loans. The caller ID number changes sometimes, and the phone number they tell you to call back changes too.

The message says I made a loan inquiry and now I qualify for up to $58,000. It mentions my loan inquiry tied to some number 914-2585. I never applied for a loan with them. I don't know who these people are. They say I can call 855-587-5047 to talk to underwriting, and that the preapproval is time sensitive. It's just weird and I'm tired of hearing the same recording over and over. The main number they called from is (877) 712-6815.

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• Aug 16, 2026

Phone call about a loan I never applied for

I got a call and my phone has Xfinity phone guard so it forced the person to leave a transcript. It was a woman named Stephanie Howard saying she was from the underwriting team at American Loans. I never applied for any loan with them.

She left a message about some loan thing but it didn't make any sense to me. I don't know how they got my number or why they're calling me. The phone number that showed up was (855) 587-5047 and when I looked it up it says Clewiston, FL 33440 but no actual address.

I didn't give them any money or information. I just want it to stop. I don't appreciate getting calls about loans I never asked for. It feels strange that they have my phone number.

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• Aug 10, 2026

Voicemails from 866 number about a loan I never asked for

I keep getting calls from this 866 number, 1(866) 822-4798. They leave voicemails every time and I can't get them to stop. Opting out does nothing.

The voicemail is from a woman named Stephanie Howard saying she's with the underwriting department at American Loans. She says they're calling about a loan inquiry I made for up to $58,000 and that I now qualify, even if I was declined before. I never made any loan inquiry. She left a callback number at 888-711-9295 and said it's time sensitive.

I don't know how they got my number or why they think I applied for anything. It's clearly a phishing thing and they're just trying to get people to call back. I've tried to opt out but the calls keep coming.

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• Jul 10, 2026

Call about a loan I never applied for

I got a call from someone named Stephanie Howard saying she was from the underwriting department at American Loans. She said they reevaluated my previous request for up to $58,000 and now I might qualify even if I was declined before or have lower credit. The thing is I never applied for any loan with them. I have no idea what she was talking about.

She said this preapproval was time sensitive and to call back at 855-468-5651 or call the number on my caller ID to opt out. I didn't call back because it felt strange. I don't know how they got my number or why they are saying I made a loan inquiry when I didn't. Just wanted to report this.

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• Jun 16, 2026

Phone call about a loan review from someone named Stephanie

I got a call from this number (844) 788-1802 and a woman said her name was Stephanie Howard from the underwriting department at American Loans. She said it was about a notice that was sent to me about my loan review. I don't remember getting any notice.

She said my file might qualify for something based on some underwriting updates. But she kept saying it was time sensitive and I needed to act fast. It felt off. I didn't give them any money but it just felt strange. I don't even know if American Loans is a real company.

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• Jun 12, 2026

Phone call about a loan I never applied for

I got a call from someone named Stephanie Howard saying she was from the underwriting department at American Loans. She said they reevaluated my previous request for up to $58,000 and I might now qualify even if I was declined before or have lower credit. She told me to call back at 844-658-2484 because it was time sensitive.

The thing is I never applied for any loan. I have no idea what she was talking about. It felt really strange and I just hung up. The caller ID showed (866) 876-3483. I did not lose any money but I wanted to report this because it seems like a scam.

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• Jun 11, 2026

Voicemail about a loan I never applied for

I got a voicemail from someone named Stephanie Howard saying she was from the underwriting department at American Loans. She said something about a recent loan inquiry I supposedly made, which I never did. Then she said their underwriting guidelines changed and I might qualify for credit now.

She wanted me to call back and talk to their underwriting department. Said the approval was time sensitive and if I didn't want calls anymore I should call the number on caller ID to opt out. The number she gave was 844-658-2484. The number showing up on my caller ID was 1-833-299-0860. I didn't call back. It just felt strange.

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• Jun 11, 2026

Voicemail about loan I never applied for sounded like AI

I got this voicemail on June 9th 2026. It was from someone named Stephanie Howard saying she was in underwriting at American Loans. She said they reevaluated my request for up to $58,000 and now I might qualify even if I was declined before or have lower credit.

I never applied for any loan. The voice sounded like AI, it was weird. She wanted me to call back at 844-658-2484. Said it was time sensitive. I checked my county records and credit and nothing is there. Just wanted to put this out there so people know.

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• May 20, 2026

Voicemail about a loan I never applied for

I got this voicemail from (833) 728-9828 from someone named Stephanie Howard saying she was with the underwriting department at American Loans. She said they reevaluated a request I made for up to $58,000 and now I might qualify even if I was declined before or have lower credit. I never made any loan inquiry for that amount. I never even heard of American Loans.

The message said to call back at (844) 658-2484 to speak with underwriting. It sounded like a phishing thing. They said it was time sensitive and to call to opt out if not interested. I just deleted it. No money lost but it felt strange getting a voicemail like that out of nowhere.

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• May 16, 2026

Call from Stephanie Howard about a loan I never asked for

Got a call from someone named Stephanie Howard saying she was with the underwriting department at American Loans. She said it was Tuesday May 11th and they reevaluated my previous request for up to $58,000. I never made any loan request. She said due to updates I might qualify even if I was declined before or have lower credit.

The number she gave to call back was 844-658-2484. She said it was time sensitive and to call today. I didn't call back. It just felt strange because I don't remember applying for anything like that. I think it's phishing or something. The caller ID showed 833-936-4741.

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• Feb 25, 2026

Got a call about a loan I never asked for

I got a call from someone named Stephanie Howard. She said she was from American Loans. She told me I had a loan for $58,000. I never applied for any loan with them. She left a number to call back, 707-607-0819. I don't know who this is or why they're calling me about money I didn't ask for. It felt really off.

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