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CNFI USA reviews and customer experiences

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CNFI USA Reviews

• Feb 26, 2026

Got a text about a loan I never asked for

I got a text from someone named Alexis at CNFI USA. It said they saw my loan request come through and that I’m pre-approved for $30,000. I never requested any loan from them. The text said it was “perfect for simplifying your finances” and asked if I was available to discuss. They gave a phone number to reach them: (844) 699-3623. I don’t know how they got my number or why they’re saying I applied for a loan. It felt off right away.

• Feb 22, 2026

Getting texts about a loan I never applied for

I've gotten three messages in the last day telling me to call about a $50,000 loan they supposedly got me pre-approved for. I never applied for any loan. I'm not calling them.

The text says, "hi K***, this is alexis from CNFI USA. I see that you recently requested a loan for $50,000. I was able to get your preapproved. Do you have a few mins to discuss next steps? You can also reach us on (844) 699-3623." I didn't request anything. It just feels off.

• Feb 22, 2026

Got a text about a $50,000 loan I never asked for

I got a text message out of the blue. It said "Hi -name-', this is CNFI USA to review options for your $50,000 personal loan." It asked if now was a better time for a quick call and gave a number, (844) 699-3623.

I never contacted them about a loan. I don't know who they are. I didn't ask for any loan options, especially not for fifty thousand dollars. It felt weird getting this. I just got this text and I want it to stop.

• Feb 22, 2026

Got a weird text saying I was pre-approved for a big loan

I got a text from a short code number, 40158. It said it was from Alexis with CNFI USA. The message told me I was pre-approved for $70,000 and to call (844) 699-3623. I never applied for any loans, so this was completely out of the blue.

The text itself seemed off. It had grammatical errors and used abbreviations like "mins" for minutes. There wasn't even a link provided. At the very end, there was an option to opt out. I didn't lose any money because I knew not to call, but it's still a bother to get these messages.

• Feb 19, 2026

Got a text about a loan I never asked for

I got a text message today from someone named Alexis at CNFI USA. It said "Hi Dawn, this is Alexis from CNFI USA. I saw your loan request come through and it looks like you're pre-approved for $30,000-perfect for simplifying your finances."

I never requested any loan from them. I don't know who they are or how they got my number. The text asked if I was available to discuss and gave a phone number, (844) 699-3623. It just felt off getting a message like that out of the blue for something I didn't apply for.

• Feb 12, 2026

Got a text about a loan I never applied for

I got a text saying I was pre-approved for a CNFI USA loan. I never applied for any loan. All my credit is frozen, so this doesn't make any sense to me.

I didn't respond to the message, but I wanted to put it on record. It came from a phone number: (844) 699-3623.

• Feb 11, 2026

Got a text about a loan I never asked for

I got a text message out of nowhere. It said "Hi K, this is Alexis from CNFI USA. I saw your loan request come through and it looks like you're pre-approved for $60,000-perfect for simplifying your finances."

I never requested any loan from them. I don't know who this Alexis is or what CNFI USA is. The text told me to call (844) 699-3623 to discuss it. It felt really off to get a message like that for something I didn't apply for. I don't want them contacting me.

• Feb 10, 2026

Getting multiple texts a day about a loan I never asked for

I keep getting these texts, like three or four every single day, from the short code 40158. They tell me to call about a $40,000 loan. The message says it's from Alexis at CNFI USA and that they saw my loan request and I'm pre-approved. I never requested any loan or any information from this company, ever. It says to reach them at (844) 699-3623. I didn't ask for this and the texts won't stop.

• Feb 10, 2026

Got a text about a loan I never asked for

I got a text message from someone named Alexis at CNFI USA. It said I recently requested a loan for $70,000 and that I was pre-approved. I never requested any loan from them, especially not for that amount.

The text asked if I had a few minutes to discuss next steps and gave a phone number: (844) 699-3623. It felt off because I didn't apply for anything. I don't know how they got my number or why they're contacting me about a fake loan request.

• Feb 07, 2026

Got a text about a loan I never asked for

I got a text from a 40158 number. It said it was from someone named Alexis at CNFI USA. The text said, "Hi Xxxxx, this is Alexis from CNFI USA. I see that you recently requested a loan for $40,000. I was able to get your pre-approved."

I never requested any loan from them. I don't know who they are. They told me to call them at (844) 699-3623 to discuss next steps. It felt really off to get a message like that out of the blue. I didn't reply or call the number.

• Feb 07, 2026

Got two texts about a preapproved loan I never asked for

I got two text messages today about a preapproved loan. The first one came at 8:39 AM. It said, "Hi *********, this is Alexis from CNFI USA. I see that you recently requested a loan for $30,000. I was able to get your pre-approved. Do you have a few mins to discuss next steps? You can also reach us on (844) 699-3623."

Then at 10:41 AM, I got another one. It said, "Hi *********, CNFI USA here. Just checking in to see if you received my previous message. Is now a better time to give you a call?"

I never requested any loan from them. I don't know who they are. It felt off to get these messages out of the blue like that.

• Feb 06, 2026

Got a text about a loan we never asked for

I got a text message on my phone, but it was addressed using my wife's name, Christina. It said it was from someone named Alexis at CNFI USA. The text said they saw her loan request come through and that she was pre-approved for $30,000.

We never requested or applied for any loan. It's concerning to get a message like that under her name for something we didn't do. The text asked if she was available to discuss and gave a phone number to reach them: (844) 699-3623. This just feels off.

• Feb 03, 2026

Got a text about a loan I never asked for

I got a text from someone named Alexis saying they're from CNFI USA. It said I recently requested a loan for $50,000 and that I was pre-approved. I never asked for any loan from them, not for that amount or anything.

The text asked if I had time to talk about next steps and gave a phone number, (844) 699-3623. It felt really off to get a message like that out of the blue. I didn't reply or call them.

• Feb 02, 2026

Got a text about a loan I never asked for

I got a text from someone named Alexis at CNFI USA. It said they saw my loan request come through and that I'm pre-approved for $40,000. I never requested any loan from them. The text said it was to "simplify my finances" and asked if I was available to discuss. They gave a phone number to reach them: (844) 699-3623. I don't know how they got my number or why they think I asked for a loan. It felt really off.

• Jan 23, 2026

Got texts about a $100,000 loan from a number I don't know

I keep getting these texts from 40158. They say it's Alexis from CNFI USA, talking about a $100,000 loan. I never signed up for anything like that. I didn't reply to any of the messages. It just feels off getting these random texts about a loan for that much money.

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