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JOY Reviews

• Mar 07, 2026

Got a weird text saying I owe money to "JOY"

I got a text message out of nowhere. It said "JOY your arrangement is now 30 days past due. Forfeiture of your payments applied and account are immediate. Call 844-607-9115."

The problem is, I don't owe anyone money. I don't fall for these things. I actually called the number just to mess with them, but they hung up on me. The text came from (239) 516-7035. It just felt off from the start.

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