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outside loan / Mr. Smith / Jake T. reviews and customer experiences

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outside loan / Mr. Smith / Jake T. Reviews

• May 21, 2026

Applied for a bad credit loan and now worried about my info

I was looking for a loan because my credit isn't great. Filled out an online profile and got a call from a guy named Mr. Smith at 225-230-4631. He asked for my banking info and the last four of my social. Said I was approved and then put me on with a manager named Jake T. I think that's how you spell it.

They told me they could give me a $5000 loan for $120 a month and I could pick the date. Asked for my ID so I sent a photo of it. Then they sent me an online link to sign into my bank account so they could get in there. But my security thing wouldn't let the link open which felt like a red flag so I ended it right there.

I didn't lose any money but I am worried about my ID and my bank info being out there. Also got a call from 225-2304623.

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