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Reserve Credit Card

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Reserve Credit Card Reviews

• Aug 26, 2026

Paid $100 for a card they canceled without telling me

I made a payment on my bill and now they won't let me use my credit card. They're saying that they canceled the program without notifying card holders until further notice. Then they said that they don't have to tell anybody.

Now they won't give me my money back. I just wasted $100 on a card that I cannot use. I tried calling them at (877) 419-8646 and emailed [email protected] but they just keep saying the same thing. Their website is app.reservecreditcard.com. I don't know what else to do at this point.

• Aug 24, 2026

Fake credit card wanted money before we got anything

Got a call from (877) 419-8646 about a credit card. Then an email came from [email protected]. They wanted us to pay $95 up front before we even got the card.

It just didn't feel right. You don't pay to get a credit card, that's not how it works. We didn't send them anything but they kept pushing for the payment.

The email looked official enough but the whole thing was a phishing thing. Glad we didn't fall for it but I'm sure some people did.

• Aug 22, 2026

Applied for a credit card and they kept my money

I applied online for this credit card on 5/19/2026. They took my fees and activation money. After about a month they told me they could issue a card and that they would refund my money.

Now it's 3 months later and I still don't have my check. They won't answer my emails or anything. I just want my money back.

• Aug 20, 2026

Card I paid for twice and can't even use

I saw something online about this credit card and it looked legit. They charged me $195 to mail the card to me. Then after I got it, they hit me with another $75 in yearly fees. I paid my balance like I was supposed to.

Now I can't even use the card. It just gets declined everywhere. I've tried reaching out to their customer support and there's nothing. No one answers. I called the number 1(855) 942-4898 and it just rings. I sent an email to [email protected] and never heard back.

So I'm out $270 total and I have nothing to show for it. The website is App.directcard.com and they have an address on Constellation Blvd in LA but that doesn't help me get my money back.

• Aug 06, 2026

Email about a credit card that cost me ninety five dollars

I got an email from [email protected] about a credit card to help build credit for people with not so great scores. I figured it was worth a shot since my credit is pretty rough right now.

They said I had to pay a fee first, like an advance thing, before they could send the card. I paid the $95.00 and then nothing. No card, no follow up email. I tried to reach them at that email address but nobody ever wrote me back. I just want my money back.

• Jul 06, 2026

Paid $450 for a card that took two months to arrive

I paid $450 for this card and it took two months to even get it. The website is reserve credit card.com and the phone number they gave is (202) 658-0891. They also have an address at 6108 43rd Ave, Hyattsville, MD 20781 and an email [email protected].

Customer service does not help at all. No support for anything. I could not even find any records of their business anywhere. Feels like a total waste of time and money.

They should shut this business down.

• Jun 22, 2026

Signed up for a card over a month ago and still nothing

I signed up for this card on 5/30. They told me it was going to take 2 weeks to ship out and I would get an email when it did. It has been long past that now.

Every time I call they say there was an issue with the first batch of cards and they don't know when it's going to be shipped. Their number is (855) 942-4898 and the website is app.reservecreditcard.com. It has almost been a month now and still nothing. No card and no reason why I haven't gotten it.

They pretend like they are a real company but they are not. I lost $95.00 on this.

• Jun 17, 2026

Ordered a credit card a month ago and still nothing came

I ordered a credit card from Reserve Credit Card over a month ago. They told me it was shipped but I never got anything. I tried calling them at 1(855) 942-4898 and nobody really helped me.

Their website is app.reservecreditcard.com and their address is 9000 W Sunset Blvd in West Hollywood, CA. I also emailed [email protected] but no reply. I lost $100 on this and just want my money back or the card. Not sure what else to do.

• Jun 16, 2026

Instagram ad for Reserve Credit Card took my money and no card came

I saw the ad on Instagram and applied for a credit card. They said I was approved for a $300 credit limit so I paid the $95 fee. After waiting 2 weeks I emailed them asking about the card. They said everything was still processing and I would get an email when it shipped.

Then another week went by and I got an email saying the card was shipped and to give it 10-14 days. Its been 3 weeks now and still nothing. I emailed them again and they just said to be patient. There is no way to track the card at all. Their website is www.reservecreditcard.com and the address is PO Box 844146, Los Angeles, CA 90084. I emailed [email protected].

• Jun 06, 2026

Approved for a credit card but never got it and they took my money

I was approved for a credit card with a limit. The card issuer requested a $35 application fee and a $60 processor fee, so $95 total. They sent an email saying the card is pending shipping and should arrive by May 29th. Well today is June 4th and no card.

I found out others are experiencing the same issue. The company is a scam advertising on Instagram and Facebook to help build your credit. They say most approved but never delivered the credit card. They just take the $95.00 upfront. Their website is reservecreditcard.com and the phone number is 855-942-4898. Their address is PO BOX 4728228, Los Angeles, CA 90064. I emailed [email protected] but no reply.

• Jun 06, 2026

Paid fees for a credit card that never showed up

I filled out an application online and on May 6th I paid a $35 fee and then another $60 fee. They told me the card would be mailed in 7 to 10 business days.

So I waited and called them on May 27th. The person on the phone said the card was already mailed. But here we are on June 5th, 2026 and still no credit card in the mail.

Their phone number is (855) 942-4898 and the website was app.reservecreditcard.com. I just want the card or my money back.

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This content is based on user-submitted reports. Scammers may misuse the names, websites, and contact details of legitimate businesses. The mention of a business does not necessarily indicate its involvement in fraudulent activity.

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