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Shepherd Outsourcing reviews and customer experiences

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Shepherd Outsourcing Reviews

• May 21, 2026

Link asking for my SSN and birthday with no company name

Got a message with a link to portal.sheperdoutsourcing.com. It wanted my Social Security number and birthday. That felt really off so I didn't put anything in.

I backed out of the link and clicked it again later just to see and it said the link wasn't available anymore. No company name on anything. Just the phone number (888) 251-9830 and that website.

• Apr 26, 2026

Got a text about a debt I don’t owe from Shepherd Outsourcing

I got a text from 91651. It says it’s from Shepherd Outsourcing, a debt collector, about some Jefferson Capital Systems LLC account. I don’t have any account with them. I looked up the company and the number and everything. Lots of other people got the same message, all from that 91651 source.

The text tells me to go to https://portal.shepherdoutsourcing.com/s/nIJzuw8BMo or call 888-991-5696. Says it’s an attempt to collect a debt. I don’t owe anything to Jefferson Capital Systems. I never signed up for anything with them. Just got this random text out of nowhere.

• Apr 24, 2026

Got a text about a debt I don’t even know about

Got a text from some number saying I owe $1,482.59 for something called JEFFERSON CAPITAL SYSTEMS LLC. Never heard of them. The text told me to visit some link or call 888-251-9830 to set up payment options. Said I could pay $593.04 in up to 10 payments or the full amount. 60% off savings of $889.55 they claimed. It’s from Shepherd Outsourcing, a debt collector I guess. They put a license number in there too, 10916-99. I didn’t lose any money but it just felt off. I didn’t sign up for anything like that. No idea where this balance came from.

• Apr 17, 2026

Getting harassing loan calls from a number I don't know

I keep getting these harassing calls about a loan from 888-269-4978. They call me all day long, even after I tell them to stop. I never gave them my number or applied for anything with them.

They are very aggressive and rude when they call. It's non-stop harassment. I looked into it and the calls seem connected to a company called Shepherd Outsourcing, but I have no business with them. I just want the calls to stop.

• Apr 11, 2026

Got a text about a debt I don't recognize from Shepherd Outsourcing

I got a text message from Shepherd Outsourcing. It says it's about a Capital One Williams Sonoma card and that the creditor is now Jefferson Capital Systems LLC. They gave a website link and a phone number, 888-251-9830.

I don't have any account like this. I never had a Williams Sonoma card from Capital One. The text says it's an attempt to collect a debt. It feels off to get a message about a debt I don't owe. They included a license number and said to reply stop to opt out, which I did. I just want these messages to stop.

• Mar 20, 2026

Got a text about a T-Mobile debt I don't recognize

I got a text message from Shepherd Outsourcing. It says it's about a T-Mobile debt. Something about the current creditor being Jefferson Capital Systems LLC.

The text told me to visit a website, portal.shepherdoutsourcing.com, and gave a phone number, 888-991-5696. It says it's an attempt to collect a debt.

I don't know what this is for. I don't recognize this account or debt at all. It just showed up out of the blue. The whole thing feels off to me.

• Mar 07, 2026

Getting texts about a debt I don't owe from Shepherd Outsourcing

I keep getting a text message saying Shepherd Outsourcing is a debt collector. They say I have an overdue debt on a PNC Bank credit account, and that the creditor is Jefferson Capital Systems LLC. I have never had that account. I checked my credit report and it's not there.

The text tells me to pay in full by clicking a link they sent, which goes to their portal website. I got the first one on February 17th and I've gotten five of these texts now. It's really bothering me because it's not my debt.

• Feb 21, 2026

Getting texts to pay a credit card debt I don't have

I keep getting these texts from 91651. They say I need to pay off a balance on an Aspire credit card from the Bank of Missouri. It shows an amount and gives payment options. The message says Shepherd Outsourcing is a debt collector and has a license number 10916-99.

I don't have this credit card. I never signed up for it. The texts just come out of nowhere telling me to pay. It feels off getting messages about a debt that isn't mine.

• Feb 19, 2026

Got a text about a Fortiva credit card debt I don't recognize

I got a text message from Shepherd Outsourcing. It says it's about a Fortiva credit card from The Bank of Missouri. They say the current creditor is Jefferson Capital Systems LLC.

I don't know anything about this account. The text had a link to a portal and a phone number, 888-991-5696. It says it's an attempt to collect a debt. I never signed up for messages from them. It just feels off to get a text like this out of the blue for something I don't owe.

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